Federated and Privacy-Preserving Machine Learning for Uncertainty-Aware Credit Default Risk Prediction in Distributed Financial Systems. International Journal of Clinical and Medical Sciences - IJCMS, [S. l.], v. 2, n. 1, p. 99–107, 2026. Disponível em: https://essayjournals.in/index.php/IJCMS/article/view/IJCMS_v2i1_10. Acesso em: 15 oct. 2026.